The Homeowners Policy Explained

Your home could likely be one of the most important and valued possessions that you own. Therefore, protecting it with proper homeowners insurance and knowing what the coverages mean is crucial. What events does your Homeowners policy cover against? Before we discuss the specific coverages and limits of your policy, we first need to explain Read more about The Homeowners Policy Explained[…]

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What is Cyber Coverage?

Cyber coverage is becoming more and more important in today’s world, but what is it and what exactly does it cover?  Cyber Insurance generally protects you against claims involving a data breach or loss of data.  Cyber Insurance is broken up into 2 different types of coverage.  The two types are 1st party coverage which covers damages Read more about What is Cyber Coverage?[…]

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Do I need to buy insurance for a rental car?

With most personal auto policies, your liability and physical damage coverage will extend to a car that you rent.  If you have a claim while driving the rental car, you can file a claim as you normally would with one of your own cars.  This coverage not only applies to traditional rental agencies, but to Read more about Do I need to buy insurance for a rental car?[…]

7 Insurance Coverages to Consider for Your Business Startup

Starting a business for the first time can be a daunting task and sometimes planning for Insurance is the last thing on your mind.  However, it’s important to realize that even though your business may not be worth millions when you start, there’s always a scenario where you can cause damages to others that exceed Read more about 7 Insurance Coverages to Consider for Your Business Startup[…]

Why Should I Schedule Items on My Homeowners Insurance Policy?

If your wedding ring falls off while catching some waves in the ocean on vacation, will your policy cover the loss?  Under the property section of nearly all homeowners and renters policies is a coverage for protecting the contents you own in your home.  A limit is set for these items, but did you know Read more about Why Should I Schedule Items on My Homeowners Insurance Policy?[…]