Your home could likely be one of the most important and valued possessions that you own. Therefore, protecting it with proper homeowners insurance and knowing what the coverages mean is crucial. What events does your Homeowners policy cover against? Before we discuss the specific coverages and limits of your policy, we first need to explain Read more about The Homeowners Policy Explained[…]
When it comes to insurance, we often know how much coverage we have for homes, but it seems that when it comes to knowing what types of claims are covered, it’s not as well understood. In most homeowners insurance policies there are two types of forms: named peril and open peril. Named Peril: A named Read more about Named Peril vs Open Peril Explained[…]
If your wedding ring falls off while catching some waves in the ocean on vacation, will your policy cover the loss? Under the property section of nearly all homeowners and renters policies is a coverage for protecting the contents you own in your home. A limit is set for these items, but did you know Read more about Why Should I Schedule Items on My Homeowners Insurance Policy?[…]