Insurance For HVAC, Plumbers, and Electricians

While some of our carriers do require 3 years of prior insurance, we have several options for those that do not have prior insurance

Yes! You can request certificates through our website or by calling, emailing, or texting us.  We strive to get all certificates out the same day they are requested.

In Indiana, if you have employees, in most cases the answer is yes.  Workers compensation provides coverage for employees that are injured on the job and also provides liability coverage to the business. 

General Liability insurance usually excludes financial losses arising from workmanship.  Contractor’s Errors and Omissions gives some coverages back for workmanship claims.

There are 2 types of cyber coverage.  1st Party coverage covers damages directly to you or your business such as data breaches, ransomware, business interruption, etc. 3rd party coverage defends you in the case that a claim is brought against you by another party.  Most (but not all) policies have coverage for both 1st party and 3rd party coverage.